More Sales. Less Paperwork. You're welcome

LEVEL-FUNDED HEALTH PLANS

Predictable Costs, Exceptional Savings
Fixed monthly premiums with built-in savings potential.
Book a Demo
Level-funded health plans deliver the cost control of self-insurance with the predictability small groups need. Built with stop-loss protection and fixed monthly payments, these plans protect your clients from unexpected claims while unlocking significant savings opportunities.
Experience up to 20% cost savings with zero financial risk.

How Level-Funded Plans Work

Fixed Monthly Premiums
Predictable budgeting with set monthly payments
No surprise premium adjustments mid-year
Protection against catastrophic claims through integrated stop-loss coverage
Transparent cost structure with clear financial planning
Built-In Savings Mechanism
Premium refunds when actual claims are lower than projected
Shared savings model that benefits your clients directly
Performance bonuses for groups with favorable claims experience
Immediate financial incentive for wellness participation
Comprehensive Coverage
Full medical, dental, and vision benefits available
Same provider networks as traditional fully-insured plans
Complete compliance with all ACA requirements
Seamless employee experience with familiar benefits

Level-Funded vs. Self-Insured Comparison

FACTOR
Monthly Costs
Claim Responsibility
Savings Potential
Plan Flexibility
LEVEL-FUNDED
Fixed monthly premium
stable
Built-in stop-less protection
protected
Predictable cash flow
moderate
Lower financial risk
restricted
SELF-INSURED
Variable monthly costs
flexible
Separate stop-loss purchase required
high risk
Unpredictable claim fluctuations
high reward
Higher financial exposure
flexible
Administrative Simplicity
Single monthly payment covers all plan costs
Integrated claims processing and administration
Built-in compliance monitoring and reporting
Simplified accounting with predictable expenses
Perfect for Small Groups
Ideal for 10-100 employees seeking cost savings
Lower risk tolerance than full self-insurance
Professional administration without internal HR burden
Access to self-insured savings without complexity

Key Benefits for Your Clients

Financial Advantages
Enhanced Control
Professional Administration

MYHEALTHILY'S LEVEL-FUNDED ADVANTAGE

Book a Demo
Streamlined Quoting Process
Generate quotes in minutes with real-time carrier access, compare multiple level-funded options side-by-side, professional presentations showcasing savings potential, integrated underwriting with digital health questionnaires
Simplified Enrollment
100% paperless processes with e-signature integration, automated medical questionnaire distribution and collection, real-time enrollment tracking with status updates, seamless transition from quoting to implementation
Ongoing Management Tools
Claims reporting dashboards for performance monitoring, renewal management with automated rate updates, employee communication tracking tools for ongoing engagement, direct carrier connectivity for service requests

Ideal Client Profile

Group Characteristics
10-100 employees with stable workforce
Good claims history or health-conscious culture
Seeking cost savings beyond traditional options
Open to wellness program participation
Financial Requirements
Comfortable with moderate risk for potential savings
Desire for predictable monthly costs
Interest in claims transparency and performance data
Budget flexibility for wellness investments
Administrative Readiness
HR team available for employee communication
Willingness to promote wellness initiatives
Commitment to plan management partnership
Understanding of shared savings concepts

Implementation Process

Assessment and Quoting
Compare group evaluation including claims history, multiple carrier quotes with savings projections, detailed plan comparison with risk analysis, professional presentation with ROI calculations
Underwriting and Approval
Digital health questionnaire distribution, streamlined medical underwriting process, real-time approval tracking with status updates, final plan design and savings confirmation
Enrollment and Launch
Employee education sessions on plan benefits, digital enrollment with integrated support, wellness program setup with participation incentives, go-live support with dedicated service team

MAXIMIZE LEVEL-FUNDED SUCCESS

Contact Us
Wellness Program Integration
Financial incentives for participation and outcomes
Biometric screening coordination
Health coaching and intervention programs
Real-time wellness data integration
Claims
Management
Proactive case management for high-cost claims
Disease management program enrollment
Preventive care promotion with cost benefits
Regular claims review and action planning
Performance Monitoring
Monthly claims reporting with trend analysis
Quarterly performance reviews with clients
Annual savings calculation and refund processing
Continuous plan optimization recommendations

Why Choose MyHealthily for Level-Funded Plans?

Transform client relationships through innovative plan design.
Technology Leadership
• Real-time quoting across multiple level-funded carriers
• Integrated underwriting with digital health assessments
• Comprehensive reporting for ongoing plan management
• Seamless renewal processing with automated updates
Expert Support
• Dedicated account management for level-funded expertise
• Complete training on level-funded sales and service
• Marketing support for client acquisition
• Ongoing consultation for plan optimization
Proven Results
• Average 15-20% savings for qualified groups
• High client satisfaction with transparent processes
• Strong renewal rates due to savings realization
• Successful wellness program integration

READY TO OFFER 

LEVEL-FUNDED SOLUTIONS?

Bring a group case and see level-funded savings in action.
Fixed costs. Real savings. Professional administration. Built for broker success.
Explore Level-Funded Options

READY TO OFFER 

LEVEL-FUNDED SOLUTIONS?

Bring a group case and see level-funded savings in action.
Fixed costs. Real savings. Professional administration. Built for broker success.
Explore Level-Funded Options

(888) 219-7952
agents@myhealthily.com
25 Rockwood Place, Suite 210
Englewood, NJ 07631

AboutPricingBook Your DemoCareers

LET'S CONNECT

© 2020-2025, MyHealthily Insurance Solutions, LLC

Compliance & Legal

Privacy Policy

Terms & Conditions

Business Associate Agreement

Contact